Desh Ki Baat

A New Era for Indians: Secure UAE Residency with Golden Visa Without Investment

Indians can now get UAE Golden Visa without investments. A one-time AED 1,00,000 fee offers lifelong residency under a new nomination-driven process.

Golden Visa: New Nomination-Based UAE Residency Option for Indians Without Real Estate or Business Investment

In a landmark move redefining immigration policy, the United Arab Emirates has introduced a transformative update to its prestigious Golden Visa program. This new route to UAE residency eliminates the need for traditional investment in real estate or businesses, offering a nomination-based pathway to lifelong residency for eligible Indian nationals. At the heart of this revolutionary shift is a one-time fee of AED 1,00,000 (approximately ₹23.3 lakh), replacing the earlier model that required millions in investments.

Until now, aspiring Golden Visa holders from India needed to invest a minimum of AED 2 million (about ₹4.66 crore) in sectors such as property, businesses, or other qualifying areas to be considered. The updated system removes this financial barrier, opening doors to a wider pool of talent and professionals who can contribute meaningfully to the UAE’s growing economy and cultural landscape.

What sets the new Golden Visa initiative apart is its nomination-driven structure. This model evaluates individuals not by their financial contributions, but by their personal and professional achievements, societal impact, and the potential to support UAE’s strategic sectors—ranging from science and technology to finance, arts, culture, and startups. It’s a welcome shift that prioritizes talent, expertise, and positive influence over monetary investment.

The pilot program of this Golden Visa reform has been launched specifically for Indian and Bangladeshi citizens, reflecting the UAE’s evolving global engagement strategy. Initial projections suggest a strong response, with more than 5,000 applications anticipated from India within just the first quarter.

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In India, the entire application process is facilitated by Rayad Group, which has been designated as the official consulting partner for the initiative. Partnering with VFS Global and One Vasco centres throughout India and Bangladesh, Rayad Group ensures that interested individuals can submit their applications seamlessly via in-person visits or through their dedicated digital portal and customer support services.

Rayad Kamal Ayub, Managing Director of Rayad Group, emphasized the importance and exclusivity of this opportunity for Indian professionals. He noted that while the application is made accessible through their platform, the nomination process remains meticulous, involving background checks that cover financial status, criminal records, and even digital footprint assessments such as social media behavior. These layers of due diligence ensure that only highly credible and competent individuals are shortlisted for UAE residency under this model.

Although nominations are handled by the consultancy, the final say on all applications rests with UAE’s immigration authorities. Once approved, Golden Visa holders enjoy a host of benefits including the ability to sponsor their families, employ staff, and engage in economic activities without restrictions. Importantly, unlike investment-tied visas that could be revoked if the assets are sold or the business closed, this nomination-based Golden Visa guarantees lifelong residency.

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The initiative also symbolizes a growing strategic alliance between India and the UAE. Following the enforcement of the Comprehensive Economic Partnership Agreement (CEPA) in 2022, this visa program is another step toward strengthening bilateral ties. The UAE’s focus on expanding this opportunity to other CEPA partner nations like China further signals its intent to build a diverse, future-ready expatriate community.

In essence, the new Golden Visa model provides a golden opportunity—quite literally—for Indian nationals seeking a stable, secure, and prestigious residency in one of the world’s most dynamic regions. It marks the beginning of a more inclusive era of immigration, one that rewards merit, contribution, and promise over capital.

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